Home-Based Business Insurance

Question

Will the insurance policy for my home adequately cover my home-based business?

Answer

It is likely that your homeowner's insurance policy will not cover your home-based business and, in fact, may negatively impact your homeowner's policy coverage.  It is unlikely that your home policy will cover the value of any business inventory or equipment other than a personal computer and its peripherals and it is also unlikely that your policy will cover any business liability.  Be sure to check your policy or speak to your agent. 

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